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From: Bert Hyman on 22 Jul 2010 08:55
In news:VaCdnQceo4u4W9rRnZ2dnUVZ_jydnZ2d(a)posted.lavanet geoffm(a)lava.net
(Geoff Miller) wrote:

> Has anyone else had this experience with Citibank, or any
> other issuer of a major credit card recently?

The only strange experience with our Citi MasterCard is that they
slapped a $60/year fee on my wife's low-use card, but didn't on mine,
which gets used more often; we closed her account.

[We got two cards back in the day when they gave a 5% rebate on
everything, with a limit of $200 back per year. When we maxed out the
limit on one, we'd switch to the other]

--
Bert Hyman St. Paul, MN bert(a)iphouse.com
From: Bill on 22 Jul 2010 12:15
"Geoff Miller" wrote in message
> The 'droidette I talked to claimed that they'd sent me a
> replacement card some time back, and expressed surprise
> that I hadn't received it.
>

If they say they sent you a card, then they sent you a card!

However with mass mailings, some mail gets mangled by the mailing machines
(maybe 1 in 5,000 letters). This could have happened and someone dropped the
ball as to getting another card sent to you.

Or cards get stolen from the mail. Might want to get a locking mailbox.

Also might want to have your card number changed just in case and ask for
another card.

Note: They will also steal outgoing mail from your mailbox. This happened to
me with mail that had my checks in there to pay bills. I had to close the
old checking account and get a new one per advice from the bank/police. (And
they wanted me to do that like "right now"!) I guess they alter checks and
get your account number...

Anyway ever since then, I mail all my outgoing mail at the post office
inside drop box. (I've since read about them stealing entire outside street
corner mail boxes!)


From: krw on 22 Jul 2010 18:53
On 22 Jul 2010 12:55:19 GMT, Bert Hyman <bert(a)iphouse.com> wrote:

>In news:VaCdnQceo4u4W9rRnZ2dnUVZ_jydnZ2d(a)posted.lavanet geoffm(a)lava.net
>(Geoff Miller) wrote:
>
>> Has anyone else had this experience with Citibank, or any
>> other issuer of a major credit card recently?
>
>The only strange experience with our Citi MasterCard is that they
>slapped a $60/year fee on my wife's low-use card, but didn't on mine,
>which gets used more often; we closed her account.

Her's was obviously wasn't used enough to make them money. What's the
problem? I have a one (AmEx) that I wonder if they're going to close. I only
put a couple of hundred on it in most months. Another is rarely used, but
it's with the CU we do most of our "banking" with (and has around $30K in
savings:), so I doubt they'll mess with that.

>[We got two cards back in the day when they gave a 5% rebate on
>everything, with a limit of $200 back per year. When we maxed out the
>limit on one, we'd switch to the other]

That's a good plan. Any recent good ones? All I've seen is 1% or 1% and
maybe 3% on things that wouldn't add up to a hill of beans.
From: Bert Hyman on 22 Jul 2010 19:00
In news:hkih46pmc5rbnvodn6216jisofotbrdo98(a)4ax.com
"krw(a)att.bizzzzzzzzzzzz" <krw(a)att.bizzzzzzzzzzzz> wrote:

> On 22 Jul 2010 12:55:19 GMT, Bert Hyman <bert(a)iphouse.com> wrote:
>
>
>
>>[We got two cards back in the day when they gave a 5% rebate on
>>everything, with a limit of $200 back per year. When we maxed out the
>>limit on one, we'd switch to the other]
>
> That's a good plan. Any recent good ones? All I've seen is 1% or 1%
> and maybe 3% on things that wouldn't add up to a hill of beans.

Both Citi and Discover are playing a game with rotating categories
receiving a 5% rebate for 3 months, with everything else getting just
1%. Discover also throws in some 1 month wild cards from time to time.

The trick is that you have to go to their Web site every few months and
sign up for the new category in order to get the 5%.

For Discover, it's gas, hotels, movies and theme parks for
July-September, with grocery & drug stores for September only.

--
Bert Hyman St. Paul, MN bert(a)iphouse.com
From: krw on 22 Jul 2010 19:38
On 22 Jul 2010 23:00:49 GMT, Bert Hyman <bert(a)iphouse.com> wrote:

>In news:hkih46pmc5rbnvodn6216jisofotbrdo98(a)4ax.com
>"krw(a)att.bizzzzzzzzzzzz" <krw(a)att.bizzzzzzzzzzzz> wrote:
>
>> On 22 Jul 2010 12:55:19 GMT, Bert Hyman <bert(a)iphouse.com> wrote:
>>
>>
>>
>>>[We got two cards back in the day when they gave a 5% rebate on
>>>everything, with a limit of $200 back per year. When we maxed out the
>>>limit on one, we'd switch to the other]
>>
>> That's a good plan. Any recent good ones? All I've seen is 1% or 1%
>> and maybe 3% on things that wouldn't add up to a hill of beans.
>
>Both Citi and Discover are playing a game with rotating categories
>receiving a 5% rebate for 3 months, with everything else getting just
>1%. Discover also throws in some 1 month wild cards from time to time.

That's what I meant. Paying me 5% on meals, for instance, wouldn't amount to
anything (I always pay cash).

>The trick is that you have to go to their Web site every few months and
>sign up for the new category in order to get the 5%.

You can select the category? That *might* be worth it. I pay the cards
online anyway, so I'm already logged in.

>For Discover, it's gas, hotels, movies and theme parks for
>July-September, with grocery & drug stores for September only.

We use one CC for gas (a BP/Chase card). It's 5%, if I buy in a BP station.
There are only two in the area and none where I normally drive. ...not to
mention that they're *expensive*. Groceries are significant but they're
normally paid with an debit card. The rest would be in the noise.
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