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From: George on 11 Aug 2010 20:28
On 8/11/2010 7:01 PM, MAS wrote:
> On 8/11/2010 9:19 AM, Napoleon wrote:
>> More and more people are asking for your social security number when
>> you fill out a job application. I always decline and write "upon hire"
>> instead.
>>
>> I remember in the 80's and early 90's that the SSN was only given
>> after you were hired to prove that you could work in the USA (of
>> course other forms of ID could be used instead). I believe it's
>> illegal to ask for the SSN on a job application - what use is it? A
>> job application is not a credit check, which supposedly safeguards
>> sensitive info such as SSNs. A job application is just a sheet of
>> paper anyone can get their hands on. I don't trust giving out my SSN
>> to just anyone for no reason.
>>
>> Of course all the jobs where I declined to give my SSN I was not hired
>> for. Could be a coincidence, or not.
>
>
> Some employers are now checking your credit status before they hire.
>
> Marsha

Unfortunately lots of employers use Simple Simon procedures for hiring.
Run the resumes through a buzzword screener to check for a match and if
yes perform easy checks such as running a credit check. This is instead
of putting some thought into it and inviting folks in for an interview.
From: MAS on 11 Aug 2010 21:03
On 8/11/2010 7:52 PM, Annie Woughman wrote:
>
>
> "MAS" <mas(a)bbbb.net> wrote in message news:i3va3m$o4a$2(a)news.datemas.de...
>> On 8/11/2010 9:19 AM, Napoleon wrote:
>>> More and more people are asking for your social security number when
>>> you fill out a job application. I always decline and write "upon hire"
>>> instead.
>>>
>>> I remember in the 80's and early 90's that the SSN was only given
>>> after you were hired to prove that you could work in the USA (of
>>> course other forms of ID could be used instead). I believe it's
>>> illegal to ask for the SSN on a job application - what use is it? A
>>> job application is not a credit check, which supposedly safeguards
>>> sensitive info such as SSNs. A job application is just a sheet of
>>> paper anyone can get their hands on. I don't trust giving out my SSN
>>> to just anyone for no reason.
>>>
>>> Of course all the jobs where I declined to give my SSN I was not hired
>>> for. Could be a coincidence, or not.
>>
>>
>> Some employers are now checking your credit status before they hire.
>>
>> Marsha
>
> Employers have been doing credit checks for years. It is just recently
> that some states are trying to pass laws to make credit checks illegal
> as a condition of hiring because of the mess the economy is in. Too many
> people have been caught in the vicious cycle of being downsized because
> of the bad economy, making it kind of tough to meet one's financial
> obligations, which in turn can lead to a bad credit rating--making it
> MORE difficult to get a job in a shrinking market, continuing right into
> a downward spiral that one might never recover from.

Then these states should also make it illegal to do a credit check by
insurance companies before they accept you or quote you a premium?

Marsha
From: Napoleon on 12 Aug 2010 09:20
On Wed, 11 Aug 2010 19:01:09 -0400, MAS <mas(a)bbbb.net> wrote:


>Some employers are now checking your credit status before they hire.

This is not a credit check. You must specify to the person that you
are doing a credit check. The application says NOTHING about a credit
check. It's a simple application. You don't agree to a credit check
just because you fill out an application, you must specifically agree
to a credit check (I have always had to fill out a special form
agreeing to a credit check which lists the rights you have to the
information).
From: Napoleon on 12 Aug 2010 09:25
On Wed, 11 Aug 2010 07:38:46 -0700, "Bill"
<billnomailnospamx(a)yahoo.com> wrote:


>Maybe they are running a credit, criminal, and drivers license check?

No. They can't without your specific consent. There is no specific
consent on the application.

>Then what people think of others is often a reflection of themselves. If
>someone is honest, they would tend to think others are honest and trust
>others. If someone is dishonest, they would tend to think others are
>dishonest as well. So the way someone responds to the request for their SSN
>might show if the person is trusting of others or not. Also can the person
>do what is requested of them, or is the person going to be a trouble maker
>constantly informing the manager of what his/her "rights" are, etc.?

OMG. I never expected this answer. Oh well, it's a post 911 world. The
next time you get your identity stolen (as I have), get back to me and
let me know if you will "comply" with any request to give your SSN.
As for being a troublemaker, I can't believe how far America has
fallen to "being a good little German."

>The company is hiring a total stranger. They are best to find out as much as
>possible about the job applicant before hiring...

Then specifically ask for a credit/background check, which requires
the applicant to either agree or disagree. Don't ask for an SSN on the
general application. Sorry, I prefer to hide my SSN from total
strangers as well.

From: Annie Woughman on 12 Aug 2010 10:56


"MAS" <mas(a)bbbb.net> wrote in message news:i3vh88$gvb$1(a)news.datemas.de...
> On 8/11/2010 7:52 PM, Annie Woughman wrote:
>>
>>
>> "MAS" <mas(a)bbbb.net> wrote in message
>> news:i3va3m$o4a$2(a)news.datemas.de...
>>> On 8/11/2010 9:19 AM, Napoleon wrote:
>>>> More and more people are asking for your social security number when
>>>> you fill out a job application. I always decline and write "upon hire"
>>>> instead.
>>>>
>>>> I remember in the 80's and early 90's that the SSN was only given
>>>> after you were hired to prove that you could work in the USA (of
>>>> course other forms of ID could be used instead). I believe it's
>>>> illegal to ask for the SSN on a job application - what use is it? A
>>>> job application is not a credit check, which supposedly safeguards
>>>> sensitive info such as SSNs. A job application is just a sheet of
>>>> paper anyone can get their hands on. I don't trust giving out my SSN
>>>> to just anyone for no reason.
>>>>
>>>> Of course all the jobs where I declined to give my SSN I was not hired
>>>> for. Could be a coincidence, or not.
>>>
>>>
>>> Some employers are now checking your credit status before they hire.
>>>
>>> Marsha
>>
>> Employers have been doing credit checks for years. It is just recently
>> that some states are trying to pass laws to make credit checks illegal
>> as a condition of hiring because of the mess the economy is in. Too many
>> people have been caught in the vicious cycle of being downsized because
>> of the bad economy, making it kind of tough to meet one's financial
>> obligations, which in turn can lead to a bad credit rating--making it
>> MORE difficult to get a job in a shrinking market, continuing right into
>> a downward spiral that one might never recover from.
>
> Then these states should also make it illegal to do a credit check by
> insurance companies before they accept you or quote you a premium?
>
> Marsha

That would make sense too, however, I haven't heard anything about that in
the proposed laws. Insurance rates should be based on one's driving record,
not their credit rating. This is another hardship placed on those that
through no fault of their own are facing financial disaster--higher
insurance premiums.

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